Many authentic end users worldwide use only a single factor or security layer; the secret password, to secure their confidential data from malicious attacks or intruders. But, this single security layer i.e. password-alone protection is no longer an ideal way to prevent unauthorized users from accessing, or stealing, your secret data. As per the recent Data Breach Investigations Report given by Cyber security experts, more than half of data breaches globally occur due to compromised login credentials i.e. username and password combination. Even the stronger or highly complicated passwords are getting hacked, therefore it is must to move on from a traditional username and password authentication system to an advanced and proven authentication mechanism. In this regard, Multi Factor Authentication is an ideal security method that ensures no more data breaches. So, enable it for a high level of security.
What’s Multi Factor Authentication?
Multi Factor Authentication (MFA), an advanced security mechanism over 2FA (Two Factor Authentication) or Two Step Verification, is a security enhancement that uses at least three security layers or factors – password; the first one, a unique verification code; the second one, and biometric characteristics; the third one, to verify identity of the user when logging in to an account. The factors used in this security method are independent of each other i.e. if one factor gets compromised, then also there will be no incident of data breach.
In other words, if someone else hacks your secret password, then also he won’t be able to breach your valuable online data and information. It is because he needs to provide two more factors – a unique verification code and biometric characteristics, as well to breach your confidential data. The unique verification code is sent to the registered mobile device of the user immediately after entering username and password combination, and is valid only for a few seconds.
Possible credentials used in MFA security mechanism
Something you know (the knowledge factors) – username, password, PIN, a secret question & its answer.
Something you have (the possession factors) – credit & debit card, mobile device, key fob.
Something you are (the inherence factors) – biometric scanning i.e. iris, retina, face, fingerprint scan, voice recognition, and other physical variables.
Location factors – GPS tracking, used to ensure that logins are occurring from legitimate devices rather than from illogical IP addresses.
Multi Factor Authentication requires any three, or all the above-listed credentials, to check whether the user is authentic or not. The use of these different credentials makes it an extremely tedious task for the unauthorized users to breach your precious secret data and information.