A Beginner’s Guide to Multi Factor Authentication Method

A Beginner's Guide to Multi Factor Authentication Method

With the rise in cybercrimes, using highly advanced security methods to secure your precious digital assets is must. As per the latest reports based on cyber security, more than 85% security breaches over the internet occur due to weak or stolen passwords, or use of just password-only authentication in the login procedure. Not only the use of cloud and mobile devices has evolved in the last few years, but also the security threats and their complexity. In the early days of online services, both username and password were typically the only form of authentication. To crack these login credentials, the hackers use brute force attacks, so that they can easily assume a user’s identity and gain access to his digital assets.

Today, some of the most widely used advanced attacks by the hackers are: DoS (Denial-of-Service) attack, DDoS (Distributed Denial-of-Service) attack, Man-in-the-Middle attack, Social Engineering, Phishing, etc. Being an authentic end user, if you want to get rid of all sorts of cyberattacks on the digital assets, then use secure authentication mechanism in the login procedure. The best and proven option in this regard is MFA (Multi Factor Authentication) security method. So, go through this post to know more about this method.

What exactly MFA is, and how it works?

MFA, also referred to as Multi Factor Authentication, is a security method that requires end users to supply more than two types of authentication components from independent categories of credentials to verify the user’s identity for a login, or before enabling a transaction to take place. As MFA provides a tighter security system before allowing user access, it is increasingly becoming a popular option for end users who want to avoid problems with password breaches or account hacks.

The goal of Multi Factor Authentication security method is to create a layered defence and make it extremely difficult for an unauthorized user to access valuable online accounts, data and confidential information of the authentic users. If one factor is compromised, the attacker still has two more barriers to breach before successfully breaking into the target. Multi Factor Authentication, as the name suggests, combines more than two independent credentials to verify identity of the user.

Multi Factor Authentication security method uses the combination of any three or more identification factors that have been given below:

Something you know (the knowledge factors) – this authentication system identifies end users by using information that users know. It includes username, password, PIN, a secret question.

Something you have (the possession factors) – this authentication system identifies end users by using something which the user is in possession of. It includes credit & debit card, mobile device, security token, key fob.

Something you are (the inherence factors) – this authentication system identifies end users through the unique characteristics of a user. It includes iris, retina, face scan, voice recognition, fingerprint.

Time and Location factors – this authentication system identifies end users through time and geographic location.

Typical MFA scenarios include:

  • Swiping a card, entering a secret PIN and scanning a fingerprint.
  • Logging into a website and being requested to enter a unique verification code or OTP (One Time Passcode) that the website’s authentication server sends to the requester’s phone or email address.

What are the benefits of MFA?

The most important benefits of Multi Factor Authentication security method are:

  • No security breaches
  • No unauthorized access
  • Remote locations accessibility
  • Advance and simpler security options
  • Protection against all sorts of cyberattacks

In today’s rapidly increasing malicious attacks over the internet, Multi Factor Authentication has emerged as a popular option for extreme security of the digital assets. Start using this proven security method from today onwards to get a secure experience over the internet.

Leave a Reply

Your email address will not be published. Required fields are marked *